Important Disclaimer

This disclaimer applies to the Prosperity Rx platform in its entirety, including the digital book reader, all calculators and diagnostic tools (Freedom Number™, Phase Assessment, Freedom Formula™ Scorecard), the Deal Evaluator, the 90-Day Plan, email communications, the Resources section, and all other features and content.

Educational Purpose Only

The Prosperity Rx platform is intended for general informational and educational purposes only. It does not constitute financial, investment, tax, legal, accounting, or professional advice of any kind, and should not be relied upon as such. It does not constitute an offer to sell, a solicitation of an offer to buy, or a recommendation of any security, investment strategy, or financial product.

Illustrative Information

Any references to investment strategies, asset classes, projected returns, or financial scenarios presented through the Service are illustrative in nature and may not reflect actual investor outcomes. Any investment opportunities referenced are available only through formal offering documents, which contain material information including risk factors that should be carefully reviewed prior to making any investment decision.

The information presented through the Service reflects the views and opinions of the authors as of the date of publication. Financial markets, tax laws, investment regulations, and economic conditions change frequently. Users should independently verify all information before making any financial or investment decisions.

No Universal Strategy

No investment strategy or financial approach discussed through the Service is suitable for all individuals. All investments involve risk, including the potential loss of principal. Past performance referenced through the Service does not guarantee or predict future results. Projected or targeted returns are illustrative only and are not guarantees of actual investment performance. Investors must be able to bear the loss of their entire investment.

Hypothetical Examples

The case studies, physician profiles, and financial examples presented throughout the Service are either hypothetical illustrations or composite representations created for educational purposes. Any resemblance to specific individuals, living or deceased, is coincidental unless explicitly stated otherwise.

Independent Professional Advice Required

References to specific investment products, companies, websites, or services do not constitute endorsements. Users should conduct their own due diligence and consult with qualified professionals, including licensed financial advisors, certified public accountants, attorneys, and other specialists appropriate to their individual circumstances, before making any investment, tax, legal, or financial decisions.

No Fiduciary or Advisory Relationship

The authors, Freedom Family Investments ("FFI"), and Freedom Family Academy ("FFA") are not registered investment advisors, broker-dealers, or tax professionals. Nothing in the Service creates a financial advisory, fiduciary, or attorney-client relationship between the user and the authors, FFI, FFA, or any affiliated entity.

Tax Information Subject to Change

Tax laws and regulations referenced through the Service are subject to change. Contribution limits, income thresholds, and specific provisions cited should be verified against current IRS guidelines and applicable state law at the time any decision is made.

Risks of Alternative Investments

Investments in private real estate and other alternative assets involve significant risks, including but not limited to:

• Loss of principal
• Illiquidity and limited redemption options
• Dependence on sponsor/operator performance
• Use of leverage, which can amplify losses
• Market and interest rate fluctuations
• Lack of transparency compared to public markets

These investments are not suitable for all investors.

Private Placements and Accredited Investors

FFI focuses on private placement investments, which are not registered with the SEC, are generally illiquid, and are only available to accredited investors as defined under SEC Rule 501. Such offerings are subject to restrictions and may involve substantial risks. Private placement investments are not bank deposits, are not insured by the FDIC or any other governmental agency, are not guaranteed by FFI, and may lose value.

Deal Evaluator Tool. AI Limitations

The Deal Evaluator and other AI-powered analysis tools provided through the Service use artificial intelligence to extract and analyze information from documents users upload, paste, or otherwise provide. AI systems are subject to errors, omissions, hallucinations (fabricated information that appears credible), and outdated information. Output from these tools:

• Is provided for educational purposes only
• Is not investment advice or a recommendation
• May contain inaccuracies or misleading conclusions
• Should not be relied upon as the sole basis for any investment decision
• Does not replace independent due diligence or professional advice

A separate AI Disclaimer applies to each use of the Deal Evaluator and must be acknowledged before each evaluation.

Not a Securities Offering

This material is not an offer to sell or a solicitation of an offer to buy any securities. Any such offer will be made only through formal offering documents (such as Private Placement Memoranda) provided directly to qualified investors. Such documents contain important information about risks, fees, and investment terms.

Anti-Money Laundering

To comply with anti-money laundering laws, FFI may require you to provide personal information, including your name, address, date of birth, and a government-issued ID, prior to participation in any investment offering. For entities, additional documentation may be required. Failure to provide required information may restrict or prevent participation in investment offerings.

Acknowledgment

By using the Prosperity Rx platform, you acknowledge that you have read, understood, and agree to this disclaimer in its entirety.

Contact

Questions about this disclaimer? Email invest@freedomfamilyinvestments.com.